Is 682 a good credit score? What interest rate do I fall under to purchase a 2007 car?

682 is a decent credit score. It falls in the %26quot;average%26quot; range. Anything over 700 will usually qualify for the best rates, but your credit score shouldn%26#039;t put you into a high-interest category.

Shop around for a loan, the dealer usually doesn%26#039;t have the best rates (unless there is a factory/manufacturer sponsored program like the 0% interest of a few years ago.)

Good luck!

Is 682 a good credit score? What interest rate do I fall under to purchase a 2007 car?

try to get at less 700 and u could get a great APR

Is 682 a good credit score? What interest rate do I fall under to purchase a 2007 car?

this might give you an idea for a 36 month auto loan

FICO score APR [?] Monthly payment *

720-850 7.186% $774

690-719 8.048% $784

660-689 9.545% $801

620-659 11.019% $819

590-619 14.308% $858

500-589 14.934% $866

Is 682 a good credit score? What interest rate do I fall under to purchase a 2007 car?

It%26#039;s not bad - a little above the national average of 678.

I got a great rate at Capital One Auto Finance (online) with a lower score than that. The local banks offered me horrible rates.

Capital One rocks! (For auto loans, their credit cards are horrible.)