Have you got anything other than a lower APR from a credit card by threatening to cancel/switch?

Okay, I know you can negoiate a lower rate with most credit card companies, but I pay off my bill every month, so I don%26#039;t care about the APR.

Is there anything else that you have been successful in getting out of a card company by threatening to cancel or switch? More perks? Lower fees? Longer grace period?

Always looking to get something for nothing,

--%26gt;Adam

Have you got anything other than a lower APR from a credit card by threatening to cancel/switch?

Sure...... I got a %26quot;.9%%26quot; from discover as the best tranfer rate...that is in the %26quot;retention department%26quot; when I paid it off and told them I didn%26#039;t care.... Then, to answer you......no annual fees and yes..higher perks...Some companies suck though.

Have you got anything other than a lower APR from a credit card by threatening to cancel/switch?

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