What's the lowest interest rate I could get on a $30k car loan with excellent credit?

I have excellent credit. Could I possibly get a 4% interest rate on a loan?

What%26#039;s the lowest interest rate I could get on a $30k car loan with excellent credit?

Sometimes you can get 0 depends on what kind of deal they have going on. Be sure to look at additional costs when you sighn papers sometimes the low interest doesn%26#039;t mean your paying less.

What%26#039;s the lowest interest rate I could get on a $30k car loan with excellent credit?

If this is a new vehicle then you should be able to get a 0% loan through the dealership. You may have to wait a couple of months until they come back with it, but usually around May or June most dealerships will offer The 0% again. But looking at the federal rates right now. It looks like the cheapest you will get is around 4.73%. One thing to always remember when going to a car lot, is that the % rate is just as negotable as the price of the vehicle. If the dealer really wants to sell you a vehichle, then they will use their resources to get you the financing you want .

What%26#039;s the lowest interest rate I could get on a $30k car loan with excellent credit?

It really depends on the vehicle. Some companies offer long term 0% rates with good credit, but the car company is subsidizing the deal to make that happen.

So without knowing the make and model it%26#039;s hard to say. Just remember the companies that offer amazing financing may have weak residuals, so although your payment may be lower, your car will depreciate faster.

What%26#039;s the lowest interest rate I could get on a $30k car loan with excellent credit?

Doubtful. Even prime mortgages aren%26#039;t that low.

What%26#039;s the lowest interest rate I could get on a $30k car loan with excellent credit?

Around 5% will be a good one but most of the lenders usually offers at 7-9%. You can go for online lenders also. Go for those lenders who are registered and are reputed organisation.

http://www.easycarloans.blogspot.com

What%26#039;s the lowest interest rate I could get on a $30k car loan with excellent credit?

By posing this question on Yahoo Answers, you%26#039;re inviting every scheming lowlife scammer to offer you a loan. And I guarantee they will reply soon. Don%26#039;t respond to anyone who offers a loan and has a generic contact email, i.e., yahoo.com. They are scammers. They will ask for money for proceesing stuf and you will not see a dime.

my little advice is that you go to a bank in your area to request for the loan and that is if you have a collateral, but if you want loan from those that give out unsecured loan without a collateral i know of someone that gives out unsecured loans, though he is the only one i have tried for now so i don%26#039;t really know if his interest rate is the lowest, here is their contact information if you want to contact them. (kingstonloaninc@live.com)

i am sure they can be of help to you.

What%26#039;s the lowest interest rate I could get on a $30k car loan with excellent credit?

It is entirely possible to get a rate for around 4% or lower possibly 0%.. However, this will be done through one of the automakers credit arms (GMAC, Chrysler Financial, Nissan/Infiniti Motor Acceptance Corp, etc)..

A bank is not necessarily your best bet, BUT a credit union usually will be because they are not subject to other requirements that normal banks are (and overhead)...

One thing to consider is the amount of rebate which is being offered... For instance.. If you are offered a vehicle with a 0% apr versus 6,500 rebate... Then you would need to do a calculation based off the rate you would receive if you took the rebate versus the 0% rate with no rebate.. In my example, with rates as they are today, you would do better to take the rebate because your cost of capital (or cost to borrow this money) is less than 6,500 over 5 years..

Hope that helps..

I would check out http://www.bankrate.com (and also check out credit unions in your area where you are eligible to join)...