What is the best fixed rate, low interest, basic credit card for first time card holders?

I%26#039;m looking to build my credit. I don%26#039;t need anything with balance transfer, special rebates or extra insentives. Just basic.

What is the best fixed rate, low interest, basic credit card for first time card holders?

Secured cards are guaranteed to be approved, because the bank has your deposit money in case you do not pay your balance. A secured credit card for bad credit operates much like a regular credit card. You receive a monthly statement, and you pay your minimum monthly payment or the balance in full each month. You are charged an interest rate, annual fee and possibly other fees for a secured credit card account.

Be aware that with a secured credit card for bad credit, your charges are not deducted from the deposit you have with the issuing bank. The bank is simply holding your deposit in the case that you default on your credit card balance. You must pay your monthly payments, and owe the bank the balance that you have charged on the credit card. You cannot refuse to pay simply because the bank is holding a deposit without further damaging your credit. Apply online for a best credit card at: http://www.credit-card-gallery.com/PrePa...

What is the best fixed rate, low interest, basic credit card for first time card holders?

if you are a student a student card is the best card to get they have low apR, rewards ect., try amex student card, discover student card, u must be in school