Are there any secrets to getting the lowest interest rates on a credit card?

Obviously, the higher your FICO score (credit rating) is, the lower the interest rates that financial institutions will offer you. However, there are some %26quot;tricks%26quot; you can utilize to obtain the lowest possible rates for your situation. This blog was developed to help consumers understand the credit approval process, and to advise how to take advantage of this process....

http://lowertheinterest.blogspot.com

______________

Are there any secrets to getting the lowest interest rates on a credit card?

say you are a student.

or tell them they offered you----- with anothe co.

they will try to beat it.

Are there any secrets to getting the lowest interest rates on a credit card?

Having Good Credit!!!!

Are there any secrets to getting the lowest interest rates on a credit card?

interest depends on you paying your bills on time. that is how they calculate your interest.

Are there any secrets to getting the lowest interest rates on a credit card?

There is no interest rate lower than that on the credit card you dont have.

Are there any secrets to getting the lowest interest rates on a credit card?

Besides having a good credit score? Well, shop around. Also, know what your payment pattern is. If you pay it off every month, which you should try to do, then get a card with a grace period and you%26#039;ll never pay for the convenience of having a credit card. Most credit unions have better rates than banks and don%26#039;t jack up your interest rate if you are late - unless it becomes a habit.Some cards are tied to the prime rate which has been falling; so, for the moment they can be a good deal. But rates can go up.

You can also get a secured credit card - one that you deposit money into in advance, typically $500 or more. This is a good way to build a credit rating if you need to.

Are there any secrets to getting the lowest interest rates on a credit card?

Yes - have excellent credit.

Are there any secrets to getting the lowest interest rates on a credit card?

If you only charge what you can afford to pay in full every month, it makes no difference what the interest rate.