The lowest credit card rates are around 7.99%. But you need extremely good credit, and there%26#039;s other limitations that make them less appealing. For example, the Pulaski Bank Visa card has an APR of 7.99%. But the highest credit limit you can receive is only $10,000. How much money can you really save with such a small credit limit???
The average APR is probably around 11.99%. You can find quite a few offers in this range here:
http://www.asapcreditcard.com/0-apr.html
I would say, if you can get an APR below 15%... you%26#039;re doing pretty good. GOOD LUCK!
What is a good interest rate for a credit card?
Below 8%
What is a good interest rate for a credit card?
Below 8% is tough to get. I have a 730 credit score and am above that. Sometimes you get intro offers at low rates but they always jump up.
Anything 12% or below is good. 12-18% is average. 18%-22%is high, and over 22% is very high
What is a good interest rate for a credit card?
Right now, the best I can get is 14%, but once my credit score improves by about 75 points I am going to see if I can negotiate down to 10%, which I think is fair.
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