Does anyone know of a reputable agency to help a person have interest rates reduced on credit cards?

No. I don't know of any.

I would avoid any of the credit counseling agencies, because they will wreck your credit. Any time you repay less than what you owe, it hurts your credit.

If you are having financial problems, consider filing for bankruptcy. I did it about a year ago and it was the best decision that I ever made.

Good luck.

Does anyone know of a reputable agency to help a person have interest rates reduced on credit cards?

Try calling the credit companies yourself. Ask to speak to an account manager and ask them about lowering your rate.

Does anyone know of a reputable agency to help a person have interest rates reduced on credit cards?

Call the credit card companies directly, and ask.

If they say no, then transfer the balance off that card and ask them again.

Does anyone know of a reputable agency to help a person have interest rates reduced on credit cards?

Don%26#039;t file for bankruptcy that will really destroy your credit. You can call the credit card companies yourself and get them to lower the interest rate.

Go to creditinfocenter.com. They have loads of valuable information to do this plus improve your credit. I have used many ideas and have improved my credit dramatically.