What department do you talk to too get a o% intrest rate on your credit card?

0% APR is not usually something given to existing cardholders. It is typically an introductory rate offered to new accounts. The 0% rate can last anywhere from 6-15 months depending on the card you choose.

Also, some intro APR rates only apply to purchases made with the new card - others apply to only balances transfered to the new card - still others apply to purchases and balance transfers so be sure to know what you want and what is being offerred before you apply.

For a list of current 0% APR credit card offers out there, check out...

http://www.fastcreditcardoffer.com/credi...

Good luck.

What department do you talk to too get a o% intrest rate on your credit card?

The , %26quot;when hell freezes over dept. %26quot;

What department do you talk to too get a o% intrest rate on your credit card?

You ask customer service. They look at your history and, if they don%26#039;t laugh, they review and give you a new interest rate, possibly zero. But . . .

DONT GO ASKING IF YOU KNOW YOU JACKED UP YOUR SH*T!!!

What department do you talk to too get a o% intrest rate on your credit card?

Sorry , but if you are paying them an interest rate now, they will never drop it to 0...They only thing you can do is move to some introductory offer at a competing card...But the best idea is to just pay the SOB%26#039;s off and rid yourself of them

What department do you talk to too get a o% intrest rate on your credit card?

Most likely, you will not be eligible for a 0% rate on a credit card you already have. Although, if you are in good standing with your credit card companies...call during normal business hours (i.e. 8 am - 5 pm) and ask to speak with the retention department. Many times they will be able to lower your current rate. If you are looking for a 0% offer from a new credit company...beware. A main factor in your credit score is the longevity of your open accounts. Therefore, if you receive and accept some introductory offer through the mail and pay it off in the alottted time and close your card...it does not look so great. Once you posess a credit card, plan to keep it forever.

What department do you talk to too get a o% intrest rate on your credit card?

Customer marketing is the department that offers promo rate. I work for this dept. However, you can check this on your statement and find out whether you have this promo rate. If it didn%26#039;t show on your %26quot;finance charge schedule %26quot; section on your statement that means you don%26#039;t have it.

Your best bet is to apply for a new card to get this rate. Normally, your existing card doesn%26#039;t have a promo rate, otherwise, they would advertising and ask if you want any transfers to take advantage of this 0%