How can I lower the interest rates on my credit cards?

I have cut up my cards, but paying way too much in interest. Can%26#039;t affors the payments.

How can I lower the interest rates on my credit cards?

the best way to lower your rates is simply to ask. when you call the credit card company tell them that you have been looking at other credit cards with lower rates and you were wondering if they would match it. if they say no to that, ask to speak with their supervisor and ask them the same thing. then if that doesnt work switch to another with a lower rate and transfer your debt to that one.

also, im not sure if a lot of people know this. but the reason that the rates got so high in the first place is usually due to late payments. so the best way to keep your rate low in the first place is to always make your payments on time. they can start to jack up the rates with as little as one late payment and they dont need to give you notice.

hope that helps you

How can I lower the interest rates on my credit cards?

Ask the lender to lower the rate or you%26#039;ll switch to another card. There are always lenders who will offer low introductory rates (believe me, I get three or four in the mail every week).

How can I lower the interest rates on my credit cards?

Call the card companies and ask for a rate reduction. If you have been a good customer they should comply.

The other option is to go to a consumer credit counseling agency, and they will get the companies to reduce rates, and set up a payoff plan.

How can I lower the interest rates on my credit cards?

its up 2 credit card company

because we cant lower the intrest rate charged by them