Who offers better interest rates for loans credit unions or banks?

Credit Unions do.. but you need to be a member. If you are purchasing through a dealership, often they can help you (the dealer can) to become a CU member!

Mortgages are also better through cus but they are much tougher on your credit! You need a better history and a better score! Usually they only lend to prime borrowers (conforming... high credit score, no mortgage lates on credit, low debt to income ratios).

Who offers better interest rates for loans credit unions or banks?

Credit unions,

Who offers better interest rates for loans credit unions or banks?

CREDIT UNIONS!!!

Who offers better interest rates for loans credit unions or banks?

Credit Unions, but of course it depends on what kind of loan you are looking for.

Who offers better interest rates for loans credit unions or banks?

arizona state saving and credit union

Who offers better interest rates for loans credit unions or banks?

Generally Credit Unions, but some banks offer great deals with large amount of cash. Check out the newspaper.

Who offers better interest rates for loans credit unions or banks?

Credit unions are almost always a better deal. Banks and finance companies can beat their rates sometimes but in the long run you%26#039;ll do better at a CU.

A major benefit of working with a credit union is that they will help you keep from getting yourself in over your head. If a credit union should turn you down for a loan they are telling you that you are too far in debt for your own good. Most of them offer financial planning and education seminars either in house or in partnership with other credit unions. Typically this is free or at a deep discount from prices offered to the general public.

Who offers better interest rates for loans credit unions or banks?

Credit Unions since they are member owned and do not have stock holders to have to pay dividends.